Prismic Reflections
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ICICI - EHL

Revamping ICICI Express Home Loans for a Faster, More Intuitive Customer Experience

A' Design Award (Bronze)

Wins A’ Design Award  in 2023 for Intelehealth App UX/UI Design

Project Brief

ICICI Bank is one of India's leading private sector banks, offering a comprehensive range of financial products and services through multiple digital and physical touchpoints.

As customer expectations continue to evolve, ICICI Bank initiated the redesign of its Express Home Loan (EHL) website to create a more intuitive, accessible, and future-ready experience for prospective homebuyers.

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Client Name
ICICI Bank
Industry
Banking & Financial Services
Geography
India (Multi-city scalability vision)
Expertise Used
Research, UX Design, UI Design, Product Thinking, UX Strategy
Platform/Touch Points Covered
Web Application, Mobile Application
Live Link

Process Steps Followed

Discovery
  • Business Analysis
  • User Research
  • Competitive Benchmarking
  • Design Audit
  • Org. Structure
  • Product Analysis
Define
  • Problem Definitions
  • UX Strategy Road Map
  • Information Architecture
  • User Flow/Journey Mapping
Design
  • Wireframing
  • Visual Design
  • Style Guide & Design System
  • Supportive Visual Assets
Validation
  • Internal Feedback & Iteration
  • Usability Testing
  • Refinements
Implementation & Final QC
  • Front End Engineering
  • Final QC Post Code Integration

Key Highlights

  • Modernised the ICICI Express Home experience with a cleaner, faster, and more intuitive interface
  • Simplified complex home-loan journeys by improving information hierarchy, navigation, and content clarity.
  • Reduced cognitive load by breaking complex financial information into simpler, digestible sections.
  • Created responsive, conversion-focused interfaces that balance ICICI's financial credibility with a more contemporary digital experience.

Challenges

Despite having a strong digital presence, the existing Express Home Loan experience presented several usability and accessibility challenges.

  • Understand loan offerings quickly.
  • Navigate complex information structures.
  • Complete key actions efficiently.
  • Access important content on smaller screens.

Objectives

  • Create a seamless and intuitive user journey.
  • Ensure the experience is inclusive and easy to use for all users.
  • Reduce cognitive load and make content easier to discover.
  • Build a scalable experience aligned with evolving customer expectations.

The Solution

  • Reduce friction throughout the customer journey.
  • Present information in a clear and structured manner.
  • Improve discoverability of important features.
  • Deliver a seamless experience across desktop and mobile devices.
  • Strengthen customer confidence through clarity and consistency.


RI Journey

Mobile Application: EHL. Now in Your Pocket.

While the web platform enables deep analysis and decision-making, the mobile app is designed for speed, accessibility, and real-time awareness.
It empowers users to search, track, and act on legal notices instantly—whether they’re in the office, on-site, or in transit.

Smart Steps

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Client Testimonials

Words of Appreciation